Earning isn't gated β only spend is. No band, no approval needed. This is intentional asymmetric design: receiving money carries none of the risk that spending it does.
$85.00 is within the agent's authority band β the kernel clears it with zero human involvement. The PaymentIntent ID auto-fills the refund input in Step 7.
$3,500.00 exceeds the per-action cap. The kernel cannot approve this β it escalates and sends a real SMS code to the operator's phone. The code appears in the mockup and auto-fills Step 3.
The code is pre-filled from the SMS β shown as asterisks so it stays off-screen. Click Approve.
Absolute override β every spend and refund request is denied instantly, regardless of band or cap. Not even a valid approval code can bypass it while this is engaged.
A normally-fine $40.00 in-band request β denied outright while the kill switch is engaged. The AI has no recourse.
Normal evaluation resumes. Requests are checked against the band and cap again.
The PaymentIntent ID from Step 1 is pre-filled below. Refunds always require human approval β there is intentionally no autonomous refund path.
Code is pre-filled from the SMS β masked for security. Click Approve refund to execute.
Every action you just took is recorded in real time. Open the Live Console and look at three things:
DENIED while every approved action shows the real Stripe PaymentIntent ID.